Articles by Fouché Meyers
Clear, practical perspectives on investing, retirement, tax, protection, and long-term financial planning. Explore the articles or take the next step with a consultation.
Financial Advice
How to check a financial advisor's FSP number
By Fouché Meyers
A practical guide to checking a financial advisor's FSP number in South Africa, what the FSCA search actually tells you, and what it still does not tell you on its own.
Financial Advice
Questions to ask before signing with an advisor
By Fouché Meyers
The key questions to ask before signing with a financial advisor in South Africa, from FSP status and fees to conflicts of interest and what the advice process actually looks like.
Financial Advice
Could you sort your financial plan in one day?
By Fouché Meyers
Could you coordinate life cover, investments, retirement planning, and a will in one day on your own? Here is why that is harder than it sounds.
Financial Advice
How to choose a financial advisor
By Fouché Meyers
What to actually check before choosing a financial advisor in South Africa — licensing, qualifications, fee structure, and a licensing detail most people never think to ask about.
Tax Planning
Tax season financial planning
By Fouché Meyers
An annual checklist for South African taxpayers — from retirement contributions to TFSA limits — to review before tax season closes.
Investment Planning
Discretionary vs retirement investments
By Fouché Meyers
Discretionary investment or retirement investment — what's actually different, and how should the two work together in a properly structured financial plan?
Professional Protection
PPS explained
By Fouché Meyers
What is PPS, who qualifies, and how does the Profit-Share Account actually work? A detailed look at why PPS is one of the most overlooked products for South African professionals.
Tax-Free Investing
Tax-free savings accounts explained
By Fouché Meyers
How South Africa's tax-free savings account actually works — contribution limits, common mistakes, and how it compares to a retirement annuity.
Retirement Planning
Living annuity vs guaranteed annuity
By Fouché Meyers
Living annuity or guaranteed annuity? Here's how each works, the real trade-offs between flexibility and certainty, and how to think through the decision.
Retirement Planning
Preservation fund vs retirement annuity
By Fouché Meyers
Preservation fund or retirement annuity? Here's how each works, when you'd use one over the other, and how the two-pot system affects both.
Retirement Planning
Two-pot retirement system
By Fouché Meyers
South Africa's two-pot retirement system has changed how retirement annuities work. Here's what's changed, what hasn't, and what it means for your long-term plan.
Investing & Wealth Structuring
Structured products explained
By Fouche Meyers
A practical South African guide to structured products, including how they work, what they cost, capital protection, upside caps, credit risk, tax considerations, and who they may suit.
Protection Planning
How much life cover should you have?
By Fouché Meyers
A practical South African guide to working out whether your life cover is enough to protect your home, your income needs, and your family's future obligations.
Retirement Planning
Retirement annuity tax deductions
By Fouché Meyers
A South African guide to retirement annuity tax deductions, retirement annuity contribution limits, and how consistent retirement annuity investing can materially change a long-term outcome.